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What is First Dollar coverage?
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It is insurance coverage with no front-end deductible where coverage begins with the first dollar of expense incurred by the insured for any covered benefit.
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It is health coverage that a new enrollee has had in the past that gives the enrollee certain rights when he or she applies for new coverage. Certain kinds of previous health insurance coverage, such as group plan coverage, that can be used to shorten a pre-existing condition waiting period under a new plan.
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It is a method for establishing health insurance premiums whereby an insurer's premium is based on the age of individuals when they first purchased health insurance coverage. This is an older form of actuarial assessment.
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It measures the margin on each dollar of operating revenue for the entity in question. The operating results before interest and depreciation, or gross surplus, are calculated as a percentage of total operating revenue. The gross surplus ratio shows the gross surplus as a percentage of the entity's turnover. If the percentage is high this could be interpreted as a sign that the entity is operating efficiently.
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It is an accounting principle requiring all financial statement items to be based on original cost. It is usually based upon the dollar amount originally exchanged in an arm's-length transaction; an amount assumed to reflect the fair market value of an item at the transaction date.
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Try talking to network outfits which usually have nationwide coverage, to have their members use your facilities a discounted rates.
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Friday, March 14, 2008
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